OPTION #1 : PAY CASH
1. Tax consequences; customer must depreciate the equipment over a scheduled period of years.

2.Paying cash depletes working capital and can interfere with growth objectives.
OPTION#2 : BANK LOAN
1. Banks require collateral and will usually finance only 80% of the equipment cost.

2. Banks have strict lending policies and require extensive paperwork (i.e. financial statements, tax returns, personal financial statements and a cash flow analysis).

3. Sales tax must be paid up front and cannot be deferred monthly.

4. Tax consequences; only the interest on the bank loan can be deducted vs. the entire payment on a lease.
OPTION#3 : DO NOTHING-SALE IS LOST
OPTION#4 : LEASING THROUGH LEASE ONE
1. 100% financing; allows you to include maintenance/service contracts, freight, installation and other related services.

2. Simplified documentation; 1 page credit application for up to $100,000 without financial statements.

3. Most leases are tax deductible and considered as an operating expense.
4. The equipment is used as the collateral unlike a conventional loan where home and other valuable assets are needed.

5. Leasing allows you an additional line of credit-rather than typing up your Bank line of credit or using other operating funds.

6. Off balance sheet financing will not disturb customer's credit lines

7. Payment is sent within 48 hours of your Customer's verbal acceptance.